How to get dental work if i cannot afford it and i have some ins but my credit is shot and family wont help??

i need some work done i do not have gingivites but some very bad back teeth (root canal) i cannot get a dentist to start work un-less i save with them therefore i need it done NOW due to bleeding in my mouth what can i do who can help me any help out there as far as lenders?? for BAD CREDIT but i have a decent job w/ins and dental

How to get dental work if i cannot afford it and i have some ins but my credit is shot and family wont help??
If you look up a college that has a class for beginners,. some times they need people to work on, call your local University oe college, if they don't have it they will know who does!!
Reply:try your city's university. sometimes the dental department needs people for students to work on. and its okay, they don't mess up.





if you live anywhere near philadelphia, University Of Pennsylvania does a nice job.


my dad got a nice pair of dentures there. xD
Reply:Surely the dental surgery will let you pay the bill off over a set amount of time? Most places will or what about going to social welfare and trying to get some sort of financial help? I would shop around and see if someone will let you pay it off at least if you deposit money with your first appointment they can see you are willing to continue as having teeth problems is not the nicest - I know I've had plenty but welfare helped me out and I just paid them back. Hope you get some luck.
Reply:Have you tried looking for a Dental School in your area? They do procedures for a lot less money.


You can also look into a medical flexible spending account through your work. You tell them the amount you will spend for medical or dental costs over the year then it's available to you now, and they take it out of your pay before taxes over the year (Like mine is $1000 per year, but only about $80 is taken out of my check per month).


Hope this helps!
Reply:I have a wonderful dental discount plan. The savings are up to 80%. THey are nationwide and the cost is only $11.95 per month . THe name of hte company is ameriplan. Here is the website link


http://everyonebenefits.com/tlawrence
Reply:ok --take this or leave it---but i feel a root canal is a waste of 700$ and that is with insurance--1 year later the tooth turns black anyway and you have to keep replacing it---but yes you can start giving your dentist money now and when its all there then you can get it fixed --but if its a back tooth get it pulled for 75$ no one sees it--


or you can go to any credit union open it up for 5$ and get the loan through them--you pay them back 50$ a pay--